Campus Advisory Classes are in session remotely through the end of spring semester. Our satellite centers in Manhattan, Hudson Valley and Suffolk County are closed; however, all staff and units are accessible remotely. Adelphi's Garden City campus is operational with only essential personnel on-site. » COVID-19 Response

Coronavirus Updates on Operations: Department or campus operations may be modified during this time. Please call or email the department for more information or visit

Student Financial Services


Types of Student Loans

In addition to scholarships and grants, students may be eligible for federal student loans. There are various types of loans for you to choose from.

Counseling is available to help all borrowers understand the costs and obligations that come with borrowing a Federal Direct Loan, Federal GRAD PLUS OR Federal PLUS Loan, and to assist you in making careful decisions about taking on student loan debt. For information please visit

Below you’ll find specific criteria for eligibility, application process, loan amounts, special provisions and notification schedule.

Note about non-degree, certificate programs: Please consult with the Office of Student Financial Services about aid eligibility for non-degree, certificate programs as aid eligibility may differ from what is available to students enrolled in programs leading to a degree.

» Interest Rates and Fees

Federal Assistance for Books and Supplies

Students who are receiving Federal financial assistance (Title IV financial aid including grants and loans) in excess of their institutional charges will have money available for books and supplies beginning 10 days before the beginning of the semester. Following are the steps in this process:

  1. Eligible students will be notified through their Adelphi email account informing them that they qualify for an advance of funds for books/supplies.
  2. An email will also be sent to the Adelphi bookstore indicating maximum eligibility for the anticipated books/supplies credit. The maximum will be the lesser of the anticipated credit balance or $510 per semester.
  3. After receiving this email, visit to purchase your books and supplies. During the checkout process you will be presented with the option to use your Title IV funds.  Once selected and you agree to the Financial Aid Terms & Conditions, you can proceed with your order.  Your Adelphi student account will be billed for the amount of this anticipated credit and will be adjusted based on actual usage.
  4. If you wish to opt out of this process you must respond via the instructions included in your email.
  5. The anticipated credit balance is subject to change if there are revisions to the financial aid awards. Changes in enrollment, housing status and cost of attendance or application information may cause revisions to financial aid awards.

» Visit the Frequently Asked Questions section for more information about student loans.

The information contained on this site is subject to change without notice.

For further information, please contact:

Office of Student Financial Services
Levermore Hall, Lower Level
p – 516.877.3080
p – ext. 2240 (on campus only)
f – 516.877.3380
e –

» View office hours

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